Both online banks and click-and-mortar banks carry some risks and problems, especially in international banking, including hackers and liquidity risk

Indicate whether the statement is true or false


TRUE

Business

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Contracts with bondholders, other lenders, and preferred shareholders often limit dividend payments and thereby compel the retention of earnings. Which of the following is/are true?

a. A bond contract may require that total liabilities not exceed the total amount of shareholders' equity. b. A bond contract may require that firms retire debt "out of earnings.". c. A bond contract's provisions may involves curtailing dividends so that the necessary debt service payments, plus any dividends, do not exceed the amount of earnings for the period. d. Financial statement notes must disclose significant limitations on dividend declarations. e. all of the above

Business

To develop effective messages, know your audience, use specific words, bias-free language, and clichés

Indicate whether the statement is true or false

Business

During the month, Diamond Manufacturing incurred $45,000 in direct labor costs in Department 1, $22,000 direct labor costs in Department 2, and $3,500 of indirect labor costs

Which of the following is not part of the summary journal entry to record these transactions? A) debit to Manufacturing Overhead for $3,500 B) debit to Work-in-Process Inventory for $70,500 C) credit to Wages Payable for $70,500 D) debit to Work-in-Process Inventory-Department 1 for $45,000

Business

What is extraction, transformation, and loading?

A. It is a process that is performed at the end of the data warehouse model prior to putting the information in a cube B. It is a process that extracts information from internal and external databases, transforms it using a common set of enterprise definitions, and loads it into a data warehouse C. It is a process of entering data, tracking data, and loading it into a database D. It is a process that is performed at the beginning of the data mining model

Business