On receiving feedback, one should ideally
A. act defensive.
B. openly show if they are hurt.
C. avoid negative emotions.
D. ignore it.
E. vent out negative emotions.
Answer: C
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If you have a quavering voice, one solution is to:
a. hold your breath for 3 seconds and then release it slowly b. take a deep breath c. smile broadly to relax your facial and throat muscles d. none of the above
Explain the purpose of a living will and a durable power of attorney. How are they different?
Which is not a physical technique for managing earnings?
a. Large-charge restructuring b. Inventory write-down c. Delayed invoices d. All of the above are physical techniques for managing earnings
Zack Peyton borrowed $398,000 from Fifth First Bank to purchase a new home. Zack gave First Bank a mortgage on his home. The mortgage was recorded on January 3, 2014. Zack had made a down payment of $42,000. When Zack moved in, he purchased an in-ground swimming pool from Paddock Pools for $35,000. Zack paid Paddock $4,000 and Paddock financed the remaining amount for him, recording a mortgage
for $29,000 on February 26, 2014. Zack needed window coverings, landscape, and some new furniture. Wells Fargo gave Zack a $150,000 home equity line of credit, secured by a mortgage on Zack's home for $150,000. Wells Fargo recorded the home equity credit line mortgage on February 1, 2014. Zack, because of a bonus at work, did not draw on the line of credit until June 10, 2015, using $25,000. The economy went south somewhere around September 2015. The value of Zack's home dropped by almost 50%. Zack lost his job. He could no longer make his payments. Fifth First Bank served Zack with a notice of foreclosure on November 1, 2015. ?What happens to the debt remaining after the $220,000? A)?Zack is excused from all debt once the foreclosure sale has taken place B)?The creditors can pursue the debt due and owing through contract claims against Zack with the exception of any residential antideficiency protections C)?Antideficiency statutes would shield Zack from any further collection from the three creditors D)?The homestead exemption protects Zack from any further collection by the creditors