The nurse educator is presenting information to a group of nursing students regarding uninsured and underinsured client

Question

Which statement regarding the consequences of being uninsured or underinsured is appropriate for the educator to share with the students?
A) "Delays of diagnoses lead to higher mortality and morbidity rates."
B) "Delays in health coverage for children put the health provider at risk for litigation."
C) "The client's children are at risk of contracting diseases for which others are immunized."
D) "Older adults are less likely to be treated for falls."

Answer 1

Answer: A

Those who are not insured, or are underinsured, often do not seek treatment in a timely manner due to finances. As a result, diagnosis is made in the later stages of the disease, resulting in decreased chance of survival and an increased cost of treatment. Children who do not have insurance have been denied health coverage in the past, but this is no longer the case; immunizations are free for children at public health clinics. Adults age 65 and older are eligible for Medicare and have access to health care for falls and other medical problems.