_______________ is the text's example of an international company that is creating data clusters based on purchasing habits.

Fill in the blank(s) with the appropriate word(s).


Pizza Hut

This is taken directly from the text.

Business

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Layla’s group is meeting for the first time since mid-semester break. She is trying to get everyone on track to start establishing goals for the week. Layla is using what type of communication, according to functional group decision making?

A. promotive B. disruptive C. counteractive D. socioemotional

Business

The bid notice is: A)?The offer from the owner

B)?An invitation for offers. C)?A unilateral offer accepted by a bid. D)?The contractor's notification of intent to submit a bid. E)?None of the above

Business

Lorenzo is heading up a work tasked with developing a product to appeal primarily to Hispanic consumers. In order to offer the greatest competitive advantage to his organization and its product, he should select a team that includes

A. Hispanics only, because they know the market and do not really need the contributions of outsiders. B. a randomly selected group from within the company, so as to emphasize the fact that ethnicity does not matter. C. as diverse a group as possible, because the product and its company are part of a multicultural world. D. only members of minority groups, because they understand what it means to be marginalized in society. E. a significant number of Hispanics, but also members of other groups who might offer fresh perspectives.

Business

Which of the following statements is FALSE?

A) Because insurance reduces the risk of financial distress, it can relax this tradeoff and allow the firm to increase its use of debt financing. B) By lowering the volatility of the stock, insurance discourage concentrated ownership by an outside director or investor who will monitor the firm and its management. C) When a firm is subject to graduated income tax rates, insurance can produce a tax savings if the firm is in a higher tax bracket when it pays the premium than the tax bracket it is in when it receives the insurance payment in the event of a loss. D) In a perfect market without other frictions, insurance companies should compete until they are just earning a fair return and the NPV from selling insurance is zero. The NPV is zero if the price of insurance equals the present value of the expected payment; in that case, we say the price is actuarially fair.

Business