What are three risky credit behaviors people may fall into? Explain your answers

What will be an ideal response?


“Maxing out” your credit card(s). All credit cards come with spending (credit) limits. If you charge up to your limit amount, or worse, go over it, you are subjecting yourself to two problems. One, your card issuer will charge you a penalty, which is expensive (typically $30 for each instance). Two, if you exceed your credit limit you may damage your credit score, which may translate into higher interest rates, both now and in the future.
Making late payments. Consumers who pay their credit card bills late may face a major hike in their interest rate—often between 29 and 35 percent. Late payments on these cards can trigger rate increases on other cards or loans, especially of your credit record shows other signs of risk. Late payment fees of $30 or more will show up on your credit card statement the following month, which means you’ll be paying interest on that added amount.
Not paying off your credit card balance each month. Paying only the minimum due each month means you’ll be paying a lot of interest for many years, and those costs could far exceed the amount of your original purchase.

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Examples of behavioral indicators of emotional abuse are __________________

a. overly compliant, passive, and unwillingness to go home b. seductive behavior, irregular school attendance, and fear of physical contact c. lack of positive self-image, low self-esteem, and depression

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List and describe the three roles that adults play when a computer is first introduced into a classroom

What will be an ideal response?

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List the levels associated with Bloom’s taxonomy, and provide two or three terms associated with each level.

What will be an ideal response?

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Why are interest inventories important?

What will be an ideal response?

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