Darwin borrows $200,000 from Evermore Bank to buy a home. Less than six months into the term, Darwin stops making payments on the loan. To initiate the process to repossess and auction off the property securing the loan, Evermore must
A. issue a notice of sale to the borrower.
B. offer the property for sale in an auction on the courthouse steps.
C. record a notice of default with the appropriate county office.
D. resort to litigation to establish clear ownership of the property.
Answer: C
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