Which of the following statements regarding employer liability insurance under the workers compensation insurance coverage form is (are) true?
I. Employer liability insurance covers an employee injury that occurs on the job but may not be considered work-related.
II. If an injured employee sues a negligent third-party, and the third-party sues the employer for contributory negligence, the lawsuit is covered under employer liability insurance.
A) I only
B) II only
C) both I and II
D) neither I nor II
Answer: C
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