Answer the following statement(s) true (T) or false (F)

1. Housing is usually the largest single expense in your budget.
2. Defining your needs and wants for housing is not important before shopping for a place to live.
3. After defining your needs, the next step is to decide whether to rent or buy.
4. One disadvantage of renting is if the property is sold while you are a tenant, you may be forced to move or have your rent increased even though you are within the terms of your lease.
5. Renting an apartment is an uncommon choice of young people who are living away from home for the first time.


1. True
2. False
3. True
4. True
5. False

Education

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Differentiate between the theory of behaviorism and social cognitive learning theories

What will be an ideal response?

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Reverse mainstreaming involves:

a. The act by which typically developing children spend time in special needs classrooms. b. The act by which children with special needs spend time in the classrooms of typically developing children. c. Bringing the intervention directly to a child's home. d. Bringing a child into a new space specifically designated for intervention.

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Analysis of covariance is used to

a) Decrease the significant differences b) Statistically adjust initial group differences c) Provide a substitute for the lack of random assignment to groups d) Adjust second and third independent variables

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Of the following, which is the most common reason parents choose to home-school their children?

a. Parents believe that schools provide their children with an inadequate education. b. Parents believe that home schooling will allow their children to better develop socially and personally than they would in schools c. Parents are concerned about the existing moral climate in most schools. d. Parents home-school their children primarily for financial reasons

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