You just bought a home for $250,000 and are scheduled to make monthly payments of $1,834.41 for 30 years at 8% APR. Suppose you add $400 each month to the $1,834.41 house payment, making your monthly payment $2,234.41

This extra amount is applied to the principal. How long will it take you to pay off your loan of $250,000? Use a calculator to determine your answer.
A) It will take about 206 months.
B) It will take about 216 months.
C) It will take about 15.5 years.
D) It will take about 16.5 years.


Answer: A
Explanation: A) With Mode of P/Y = 12 and C/Y = 12, I/Y = 8, PV = $250,000, PMT = -$2,234.41, and FV = 0, we get n = 206.19 months or 17.18 years.

Business

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