Which of the following is a major source of pressure on unions to decrease the complexity and legalistic nature of collective bargaining contracts?
A. Increased frequency of strikes
B. Declining unionization rates
C. Need for increased workplace flexibility
D. Increasing financialization of business
C. Need for increased workplace flexibility
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A firm’s operations should have a risk management program that can anticipate ______.
A. uncontrollable events B. the need to divest the business C. how employees can be redeployed from a business in distress D. the need to redeploy its resources
Melanie, a homeowner, has mortgage interest of $3,000, real estate taxes of $1,500, and charitable contributions of $500. According to her filing status, a standard deduction of $6,300 is allowed
How much should Melanie deduct on her tax return? A) $5,000 B) $6,300 C) $6,700 D) $7,700
In 2014, the US Supreme Court decision in Burwell v. Hobby Lobby allowed companies based around religious convictions to
a. refuse to hire lesbian, gay, bisexual, or transgendered employees. b. refuse to hire non-Christian employees. c. exclude contraception from health plans offered to employees. d. exclude “sin stocks” (e.g. alcohol & gambling) from retirement investment plans offered to employees.
Which of the following best supports the claim that charging PMI is fair to homebuyers?
A) In some circumstances, PMI charges can be tax-deductible. B) Homebuyers who are charged PMI and are at risk of defaulting could typically pay for PMI by spending less on entertainment or luxury items. C) The risks of loan default are not adequately reflected in the interest rates different people pay for their mortgages. D) Many consumers are not aware of PMI until they receive their first bill, even though PMI is included in the good-faith estimate required of lending institutions. E) In many areas, homebuyers are also required to insure against flood damage.