Which of the following is not a recommended guideline for creating an effective graphical display?

a. Give the display a clear and concise title
b. Use three dimensions whenever possible, to give the display depth
c. If colors are used to distinguish categories, use a legend to define them
d. Label each axis and show the units of measure


b

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Which of the following statements regarding a 20-year (240-month) $225,000, fixed-rate mortgage is CORRECT? (Ignore taxes and transactions costs.)

A. The outstanding balance declines at a slower rate in the later years of the loan's life. B. The remaining balance after three years will be $225,000 less one third of the interest paid during the first three years. C. Because it is a fixed-rate mortgage, the monthly loan payments (which include both interest and principal payments) are constant. D. Interest payments on the mortgage will increase steadily over time, but the total amount of each payment will remain constant. E. The proportion of the monthly payment that goes towards repayment of principal will be lower 10 years from now than it will be the first year.

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Which term below is defined as the unofficial line of communication between individuals or groups?

A. rumor string B. gossip chain C. cluster chain D. grapevine

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If the market rate of interest is 10%, a $10,000, 12%, 10-year bond that pays interest semiannually would sell at an amount:

A) less than face value. B) equal to the face value. C) greater than face value. D) that cannot be determined.

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Defensive communication climates in groups tend to:

a. Have a problem orientation that emphasizes presenting the facts b. Encourage spontaneity c. Encourage empathy d. Exert control

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