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On the back of a check “payable to Demos,” Demos signs her name and negotiates the item to Ethos. To most effectively avoid a risk of loss from a theft of the check, Ethos should

asked in Business by
a. indorse the check “without recourse.
b. make a copy of the check and place it in a secure location.
c. write, above Demos’ signature, “Pay to Ethos.
d. immediately indorse the check in blank.

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